Colombia Net Salary Calculator (2026)
Estimate your net salary in Colombia for 2026. Enter your monthly gross salary and we calculate health and pension contributions and the retención en la fuente (income tax withholding) to show what you actually receive.
Enter your salary to see the breakdown.
Estimate with employee contributions (4% health + 4% pension) and retención en la fuente under procedure 1 (2026 UVT = $52,374), with a 25% exempt income allowance. It does not include the Pension Solidarity Fund (Fondo de Solidaridad Pensional) or additional deductions (dependents, home loan interest). Not tax advice.
How it is calculated
We subtract the employee contributions: 4% for health and 4% for pension on gross salary.
We refine the tax base: from salary minus contributions we subtract the 25% exempt income (up to the legal cap) and convert the result to UVT (the tax value unit).
We apply the withholding table of Art. 383 of the Estatuto Tributario (0% up to 95 UVT, then 19%, 28%, 33%, 35%, 37% and 39%). Net pay is gross salary minus contributions and withholding.
Frequently asked questions
Do many salaries have no withholding?
Correct. After the base is refined, retención en la fuente only applies above 95 UVT per month, so lower salaries usually end up at zero.
Does it include dependents or other deductions?
No. Deductions such as dependents, prepaid health insurance or home loan interest would reduce the withholding and are not included.
What about benefits (prima, cesantías)?
This calculator estimates monthly pay. Prima (service bonus), cesantías (severance fund) and interest on cesantías are additional benefits that are settled separately.
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