Portugal Net Salary Calculator (2026)
Estimate your net salary in Portugal for 2026. Enter your monthly gross salary and we calculate Segurança Social (social security) and IRS (personal income tax) to show what you actually receive.
Enter your salary to see the breakdown.
Estimate for mainland Portugal, a single employee, 12 months. IRS is applied marginally by bracket (an approximation of the withholding tables). It does not include holiday or Christmas subsidies or additional specific deductions. It does not replace tax advice.
How it is calculated
First we deduct the employee's Segurança Social contribution (11% of gross, with no ceiling).
From the remaining income we subtract the specific deduction (€4,350.24 in 2026) and apply the 2026 IRS brackets (13% to 48%) marginally.
Net pay is gross salary minus Segurança Social and IRS. Holiday and Christmas subsidies and other deductions can change the amount.
Frequently asked questions
Does it include the holiday and Christmas subsidies?
No. The calculation assumes 12 months of salary; the subsidies are paid separately and are also subject to IRS and Segurança Social.
Does it work for the Azores and Madeira?
The autonomous regions have their own IRS rates. This estimate uses the mainland tables.
Why does it differ from my payslip?
Your payslip uses the official withholding tables and your household and personal situation. This is a good approximation.
Run your team's payroll without the hassle.
Try for free